Track Your Net Worth Without Telling Anyone What You Own
You would like to know if you are getting ahead. You would not like a company knowing exactly which stocks, coins and gold you hold. QuietWorth gives you the first without the second — and once a month, a snapshot shows how far you moved.
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The problem
Net-worth apps have a quiet cost: to show a live number, most need to know everything you hold, and many ask you to link your brokerage and bank to do it. Your complete financial picture then sits on someone else's server, one breach away from strangers. Even apps that only fetch prices can see which tickers you ask for and rebuild your portfolio from the pattern. And a single number today says little on its own; what matters is whether it is growing, month after month.
How QuietWorth (Private Net Worth) works
- Add what you hold — stocks, funds, crypto, gold, bonds, cash, property — by hand.
- Crypto prices and exchange rates come from one request that is identical for every user, so nobody can tell what is yours.
- Set a gold price once in your own unit (tael, chỉ, tola, gram, ounce) and every gold holding follows it.
- At the end of each month, tap Snapshot and note the money you added.
- Watch the change since last month, and — with Pro — the chart, your real return and your independence date.
What you get
- Prices that do not expose youEveryone's price update is the same request, so no one — not even us — learns what you hold. The matching happens on your device.
- Monthly snapshotsOne tap at month end records your total and the money you added, so QuietWorth can tell your saving apart from market moves.
- One-tap hiding and a month-end updateBlur every figure with one tap in public, and update every hand-priced holding on a single screen in under a minute.
- Chart, targets and drift (Pro)See your net worth over time, set a target allocation, and see how far each group has drifted from it — plus profit and loss per holding.
- Real return and independence date (Pro)A money-weighted return (simple XIRR) from your own snapshots, and an estimate of when your savings could cover a year of spending, on your own assumptions.
- Portfolios and real encryption (Pro)Keep personal and family money apart, and lock everything with a passcode that encrypts the book with AES-256 on your device.
Private by design
QuietWorth never links to a bank or a broker and has no account, no server and no analytics. Your holdings, snapshots and settings live only in your browser on your device. The only network requests are for public crypto prices and exchange rates, and they are identical for every user, so they reveal nothing about you. With Pro, a passcode encrypts everything with AES-256; without it, nobody can open the book — including us.
Free vs Pro
What's new
v2.0.0 · 2026-09-24
- Monthly snapshots and the change since last month
- A gold price in your own unit that updates every gold holding
- A month-end price update on one screen
- Pro: net-worth chart, target allocation and drift, portfolios
- Pro: simple XIRR, an independence-date estimate, AES-256 encryption
- Your v1 portfolio moves over automatically; 15 languages
FAQ
Is QuietWorth free?
Yes, for up to eight holdings, with live crypto prices, exchange rates, the gold price, monthly snapshots and one-tap hiding. No ads, no account.
Why take a snapshot every month?
A snapshot records your total and the money you added that month. Over time they draw your net-worth chart and let QuietWorth separate your own saving from market moves.
How do the gold prices work?
You set the gold price you see locally, in your own unit, and link your gold holdings to it. Update one number and all of them move together.
Is the return figure a forecast?
No. It is arithmetic on your own snapshots (a simple XIRR), and the independence date uses assumptions you choose. Neither is investment advice.
What happened to my old PIN?
Your v1 PIN still guards the screen. Turn on the Pro passcode for real AES-256 encryption and the old PIN is retired.
How much is Pro?
One dollar, once. Pro removes the eight-holding limit and adds portfolios, the chart, targets, profit per holding, the return and independence date, encryption and CSV export. No subscription.